Commercial Truck Insurance

Truck Insurance Brandon, FL

A & B Insurance in Brandon, Florida offers commercial truck owners a range of options when it comes to protecting your investment. State law requirements and the demands of motor carriers can complicate the insurance needs of truck owners. At A & B, we have the expertise and experience to help you navigate the process.

Bobtail Insurance Motor carriers typically require independent trucking contractors to carry non-trucking liability insurance or what is known in the industry as bobtail insurance. The carriers provide coverage when drivers are under dispatch, but the owners need coverage for bodily injury and property damage when they operate their trucks beyond the lease agreement with the motor carrier. A & B Insurance can help you locate the best policies for bobtail insurance.

Cargo Coverage Companies are wise to purchase insurance for cargo for when it's transported. Carriers who chose not to purchase their own insurance are increasingly requiring independent trucking contractors to carrry their own policies that protect against fire, collision and running over a load. An additional requirement can involve clean-up coverage costs if cargo debris litters or pollutes a roadway after an accident. A & B can help craft the policy that meets these complex needs.

Physical Damage Physical damage refers to the broad variety of basic coverage needed to provide secruity for truckers as they criss-cross the highways: comprehensive and collision coverage as well as coverage to protect from fire, theft and other accidents. A&B can put together the right policy to provide peace of mind.

Tow Trucks Tow trucks and tow truck companies need insurance not only to cover basic needs, but to insure mishaps that may occur with towed property. Operators must cover any damage that happens to vehicles being towed and any damage that may occur after the vehicle is stored in a lot or garage.

Long Haul The Federal Motor Carrier Safety Administration demands long haul truck drivers to meet a variety of needs including specific insurance requirements. A & B Insurance can help fulfill the requirements.

Box Trucks Most box truck owners use their vehicles for commercial purposes: movers, couriers and furniture delivery are just a few of the categories. Of course, commercial use of box trucks requires a variety of coverage. A & B Insurance can present you with the best policy options.

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